Who can lend money on Prosper?
A Prosper lender is any person who is a U.S. resident with a bank account and a Social Security number. After passing Prosper’s identity verification and anti-fraud checks, lenders offer money to borrowers at a rate they select, often earning a much better interest rate than putting their funds in a money-market account or CD. Learn about becoming a lender. We also welcome institutional lenders into the Prosper community. Learn more about becoming an institutional lender.
