What types of health plans are available?
You have the choice of two different types of plans: a traditional Indemnity plan called the Quality Care Health Plan, or a Managed Care Plan. This allows you to choose the plan that best meets the needs of you and your family. Depending on your location, you will have the choice among the following Managed Care Plans: Health Maintenance Organization (HMO); and Open Access Plan (OAP) – combines the flexibility features of Indemnity with the cost savings of a Managed Care Plan based upon a tier network program. With both the Quality Care Health Plan and the Managed Care Plan, you share in the cost of the premium for your coverage based upon your salary.