What is the minimum required insurance coverage needed to own and operate a vehicle in Pennsylvania?
The minimum required coverages in Pennsylvania are: Medical Benefits – This pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage. Higher limits are available. Bodily Injury Liability – If you injure someone in a car accident, this coverage pays their medical and rehabilitation expenses and any damages for which you are found liable. You must buy coverage of at least $15,000/$30,000. The $15,000 pays for injuries to one person while the $30,000 represents the total available for one accident. Property Damage Liability – If you damage someones property in an accident and you are at fault, this coverage pays for it. You must buy at least $5,000 of coverage. Some companies offer a single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements.
The minimum required coverages in Pennsylvania are:’ Medical Benefits This pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage. Higher limits are available.’ Bodily Injury Liability’ If you injure someone in a car accident, this coverage pays their medical and rehabilitation expenses and any damages for which you are found liable. You must buy coverage of at least $15,000/$30,000. The $15,000 pays for injuries to one person while the $30,000 represents the total available for one accident.’ Property Damage Liability’ If you damage someone’s property in an accident and you are at fault, this coverage pays for it. You must buy at least $5,000 of coverage.Some companies offer a single limit of $35,000 which meets the bodily injury liability and property damage liability minimum requirements.
