What is the difference between Part 1 – Bodily Injury to Others and Part 5 – Optional Bodily Injury to Others?
‘Part 1 – Bodily Injury to Others’ covers bodily injury to anyone injured by your auto, but only for accidents that occur in Mass. Injuries to either the driver of your auto or passengers in your auto are not covered under this Part. ‘Part 5 – Optional Bodily Injury to Others’ extends your coverage under ‘Part 1 – Bodily Injury to Others’ and includes coverage for accidents occurring outside of Mass., and on private ways. Injuries suffered by guests in your auto are covered under this Part.
