What is the Cost of Funds Report?
The Cost of Funds Report is a proven management tool banks cannot afford to be without. This Report compares a financial institution’s actual quarter-by-quarter interest bearing deposit COF history from 1996 to the present to a number of benchmarks. It is designed to give management better insight into their institution’s liability costs and interest rate sensitivity. [Download Sample Report ] Before a bank can manage its liabilities, it must begin by benchmarking its performance in order to track progress and better understand sensitivities. The report compares banks against the following benchmarks: Average bank – Tracks performance against up to 4,000 banks in order to establish a precise numerical percentile ranking and comparison to a group median. Performance is displayed in both statistical and graphical formats. Through this view, industry trends can be uncovered and relative performance better quantified. This customizable average is more meaningful than rigid UBPR/UTPR analys
