What is “Full” Coverage” Car Insurance?
By definition, “Full Coverage” means “Liability Only” Coverage with additional coverage for Physical Damage to your vehicle and Total Theft of your vehicle. This coverage protects your vehicle for total theft, collision, turnover, fire, lightning, explosion, and metrological phenomenon such as windstorms, cyclones, hurricanes and earthquakes. Partial theft and acts of vandalism are excluded except if you purchase a broading endorsement (ACE Platinum Coverage). Towing expenses are covered in order to move the vehicle to a place designated by the company for repairs.