What is Disability Overhead Insurance?
A. Disability Overhead or Business Overhead Expense insurance is a form of disability insurance. It provides benefits during the disability of a business owner. The benefits provided under a disability overhead policy reimburse the business owner for covered office expenses that continue while the business owner is on disability. Most employers have spent considerable time in training and developing key employees. Disability overhead expense can reimburse you for the continuation of the salaries and benefits of these key employees, which allows you to retain them in your employ if you are disabled. For more information concerning overhead insurance, please contact our customer service area.
