What is covered by insurance policies or Workers Compensation?
Many families rely on the deceased’s regular life insurance policy to help cover the cost of a funeral. After a death has occurred, find the original policy, as it will be needed to settle the claim and receive final payment from the insurance company. The company may request a copy of the Funeral Director’s Statement of Death. It’s best to apply right away, as it can take a few weeks or months for the funds to arrive. Financial assistance for funerals is also available from the Worker’s Compensation Board, when a work-related death occurs. Although certain criteria must be met, the Board will pay up to $1,300 for costs resulting from the work-related death, and up to $8,150 for burial, cremation, funeral or memorial services for the worker. An additional $500 to $1,000 may also available for transportation of the deceased. The Worker’s Compensation Board also pays monthly survivor’s benefits to a maximum of $2,285 per month, and $179 per month for a dependent child. Alberta residents
