What is business auto insurance?
Insurance for automobiles, trucks and vans used for business purposes falls under business auto insurance. If you own a business and use personal vehicles for business purposes, you should consider a business auto insurance policy. Many personal auto insurance policies exclude coverage if a vehicle is used mainly for business. Business auto insurance is sometimes called commercial auto insurance.
Business auto insurance is similar to your personal car insurance. The policy provides coverage for physical damage to the busienss vehicles as well as liability protection. Business car insurance generally provides higher liability limits and often additional types of protection that are not available on a personal car insurance policy. It may include cargo coverage, hired and non-owned auto coverage, and several others.
