What is “bodily injury insurance” coverage?
Bodily Injury coverage protects you from a lawsuit if you seriously injure someone with your vehicle.Bodily Injury coverage protects you (and anyone driving your car with your permission) if another person, claiming that you caused their serious injuries, makes a claim or lawsuit against you. If your car is involved in an accident that results in a serious injury or death to another person, your bodily injury insurance coverage can protect you against a lawsuit. You cannot collect bodily injury insurance if the accident was your fault.In addition, your insurance company must provide you with a legal defense against such claims, without reducing your policy’s liability limits.
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