What is a Prepaid Visa®?
A prepaid Visa® is an alternate form of payment that works much like an ordinary credit card. It allows consumers to purchase items without having to carry cash or checks around with them. This can be convenient for those who are on the go or who just prefer to keep little cash in their wallets. Additionally, it can be a faster way of paying than pulling out a check, filling it out, and recording the transaction in a checkbook ledger. While credit cards do have their benefits, they don’t top prepaid Visa® cards in one respect: they are not debt-free. When a person uses a credit card, it can often feel as if he is purchasing something for free. He hands over a plastic card or swipes it through a little machine, and as long as he has a suitable amount of credit, he can walk out of the store without handing over any of his money. This may give the illusion of getting something for free, but the credit card user eventually gets a bill for the amount spent as well as finance charges and oth