What is a pre-existing condition and how is it covered?
A pre-existing condition is any condition for which you received medical treatment or advice, including prescription medication, or which was diagnosed during the three-month period prior to the effective date of coverage. If the covered student or dependent has a lapse in coverage, the pre-existing waiting period must be re-satisfied. Claims for a pre-existing condition will be covered once the individual has been covered under the plan for three consecutive months. This is known as the pre-existing condition waiting period. Therefore, students are encouraged to maintain continuous coverage, including during summer terms. Please note that pregnancy is considered a pre-existing condition. In addition, the pre-existing waiting period will be waived for expenses covered under the Student Health Services, Counseling and Consultation Service, and WilceCare benefits.
A pre-existing condition is any condition for which you received medical treatment or advice, including prescription medication, or which was diagnosed during the three-month period immediately prior to the effective date of coverage. Please note that pregnancy is considered a pre-existing condition. Claims for a pre-existing condition will be covered once the individual has been covered under the plan for three consecutive months. This is known as the pre-existing condition waiting period. If the covered student or dependent has a lapse in coverage, the pre-existing condition waiting period must be re-satisfied. Therefore, students are encouraged to maintain continuous coverage, including during summer terms. Note: The pre-existing condition waiting period will be waived for expenses covered under the Student Health Services, Counseling and Consultation Service, and WilceCare benefits.
Related Questions
- If I have an existing health condition when the LifeWise policy is issued, will that condition be covered as of the date of issuance?
- Who do I call or email for guidance whether a pre existing condition is covered or not by the medical scheme?
- How would my existing medical condition(s) be covered through the plan?
