What is a Claims Adjuster?
Once you have reported your claim to your agent, he or she will contact your insurer claims adjuster — usually within the hour. The adjuster will begin the settlement process, the length of which will depend on the cooperation of the other party, if any. While some claims are relatively easy and straightforward, others are more complicated. Your adjuster is charged with investigating the claim and then making a recommendation to the insurance company. The recommendation can be to accept the claim and pay the full amount requested, accept part of the claim and make a partial payment or refuse the claim and make no payment. The insurance company will then make a final decision regarding your claim and notify you.
Once you have reported your claim to your Trusted Choice® agent, he or she will contact your insurer’s claims adjuster–usually within the hour. The adjuster will begin the settlement process, the length of which will depend on the cooperation of the other party, if any. While some claims are relatively easy and straightforward, others are more complicated. Your adjuster is charged with investigating the claim and then making a recommendation to the insurance company. The recommendation can be to accept the claim and pay the full amount requested, accept part of the claim and make a partial payment, or refuse the claim and make no payment. The insurance company will then make a decision regarding your claim and notify you of its final decision. A Final Note The amount of compensation offered can vary according to the adjuster’s analysis of your claim. Keep in mind, if you feel it is too low, you do not have to accept the first amount offered. While you may have to do some research to p
A claims adjuster or loss adjuster (more commonly used in the UK), works as either a private individual, an independent contractor or as an insurance company employee to inspect claims of damages after an accident occurs. The claims adjuster may only inspect certain types of claims. For instance, some work in the area of assessing damage and injury caused by car accidents, and others work to assess damage to homes caused by fires or natural disasters. Others are able to evaluate most insurance claims regardless of who or what is damaged by any type of accident or disaster. The adjuster may not only inspect damage but also works with specialists who assess damage. For example, a mechanic assesses a car involved in an automobile accident, helping the claims adjuster to determine what repairs are needed or if the car is considered “totaled” or wrecked. Doctors evaluate injuries of people involved in accidents and give this information to claims adjusters, based on patient requests. Some i
Once you have reported your claim to your agent, he or she will contact the claims adjuster of your insurer — usually within the hour. The adjuster will begin the settlement process, the length of which will depend on the cooperation of the other party, if any. While some claims are relatively easy and straightforward, others are more complicated. Your adjuster is charged with investigating the claim and then making a recommendation to the insurance company. The recommendation can be to accept the claim and pay the full amount requested, accept part of the claim and make a partial payment, or refuse the claim and make no payment. The insurance company will then make a decision regarding your claim and notify you of its final decision. A Final Note The amount of compensation offered can vary according to the adjuster analysis of your claim. Keep in mind, if you feel it is too low, you do not have to accept the first amount offered. While you may have to do some research to prove a high
