What if I have a Medigap policy with drug coverage or prescription drug coverage from an employer or union?
You will get a detailed notice from your insurance company or the employer or union informing you whether or not your policy covers as much or more than a Medicare prescription drug plan. This notice will explain your rights and choices. If your employer or union plan covers as much as or more than a Medicare prescription drug plan, you can: • Keep your current drug plan. If you join a Medicare prescription drug plan later, your monthly premium won’t be higher; or • Drop your current drug plan, and join a Medicare prescription drug plan. However, you may not be able to get your employer or union prescription drug plan back.
Related Questions
- What if I have other prescription drug coverage such as through a Medigap policy, Medicare Advantage plan or from an employer or union?
- What if I have a Medigap policy with drug coverage or prescription drug coverage from an employer or union?
- What if I have prescription drug coverage from another type of insurance (employer, union or retirement plan)?
