What happens if I’m employed on a fixed term contract ?
To be eligible to apply you must meet the eligibility criteria as for employees but in order to apply for cover under the unemployment section you must meet the following criteria: At the start date of the policy you must have been working for the same employer for at least 6 months and had your contract renewed at least once. We will then consider a claim only if your current contract is terminated prior to its expiry date. In addition, any monthly benefit will only be paid until that contract would have expired. However, if at the start date of the policy you have been working for the same employer for at least two years and have an annual contract, which has been renewed at least once and has at least six months remaining, we will consider any claim as if you had been in permanent employment. Unemployment Exclusion: If your contract would have expired.