What does PIP cover?
Up to the limits of coverage, PIP pays all medical bills and net lost earnings incurred within the first two years of the accident. If you are required to have someone to perform substitute services (i.e., cleaning or yard work) because of the accident and your doctor writes a prescription for this, substitute services are covered. In the case of a death, PIP provides a funeral benefit in the amount of $5,000.00. Benefits may be extended beyond two years for purposes of surgical expenses.
