What are some tips for saving money?
Identify which areas leak the most and go after them. For my family, it has been groceries and health care. So we have become avid coupon and grocery sales watchers – and we religiously use thegrocerygame.com, an online grocery savings service that helps us to save 25 percent from our budget. We also shop around for prescriptions and medical care. How does one achieve financial success? Simply put, spend less than you earn and save money. This is the most obvious financial principal of all time; however, it is ignored with each swipe of the credit card. Have a budget, know where your money goes, and don’t spend money on fun things until you have paid for your necessities and saved money. Accumulate money in savings accounts, retirement plans, investment portfolios and your home equity. It is important to be prepared for difficult circumstances, such as unexpected medical expenses or a job loss. And, acquire a financial plan. Having a plan gives you the road map to help you figure out y