Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.
Coverage is provided for “Bodily Injury” or “Property Damage,” plus “Personal and Advertising Injury Liability” for covered perils as defined in the policy. The policy is written on a standardized insurance form provided by the Insurance Services Office, form CG 0001(12 04). Certain policy terms, conditions and exclusions apply. We will explain some of these further on in the Q&A.
