Is insurance coverage important?
Insurance coverage is critical in any serious personal injury case. Serious personal injuries, almost by definition, will result in a potential damage award of hundreds of thousands of dollars or perhaps millions of dollars. For plaintiff to receive their full compensation it is critical that the defendant is either an individual or a large corporation with considerable assets or that there is sufficient insurance coverage. This is why it is so important for the plaintiff’s attorney to conduct a thorough investigation to make sure that all possible defendants are included in the case, which will increase the chances of there being enough insurance coverage or money available to compensate the plaintiff for their injuries. Another means to insurance coverage may be the plaintiff’s own underinsured motorist policy. If the policy limits of the plaintiff’s own uninsured/underinsured motors policy are high enough, the plaintiff will be able to recover against his or her insurance company if