If I discontinue my insurance coverage during my mission, can I re-enroll when I return without any penalties, delays in coverage, pre-existing condition limitations, or underwriting restrictions?
If applicable, explain to your insurance provider that, since they don’t provide adequate coverage outside of the United States, you’ll have other coverage during your mission and will provide a Certificate of Creditable Coverage to them when you return home. If your insurance provider says you can safely disenroll, be sure to ask for a written confirmation as a protection to you.
Related Questions
- I am changing from one type of coverage to another, but staying within the same employers group health plan. Can a pre-existing condition exclusion be applied to my new coverage?
- Why isn’t Pre-existing Medical Condition Coverage Included in the Travel Protector Lite Plan?
- What are the pre-existing condition limitations for LTD coverage?
