I don’t understand all of the different “parts” of Medicare. What do they mean, and how do they work with AFTRA H&R coverage?
• Medicare Part A provides hospital coverage, subject to an annual deductible. Everyone eligible for Medicare can receive Part A coverage at no charge. • Medicare Part B provides coverage for outpatient services like doctor’s visits. Medicare-eligible people may choose enroll and pay premiums for Part B. • Medicare Part C is the Medicare Advantage (MA) program, administered by many private carriers. Only those in certain areas may join MA plans, and those who do waive their regular Medicare benefits. Some MA plans have premiums and others don’t, and coverage differs under each plan. • Medicare Part D is the Medicare Prescription Drug Program, administered nationwide by many private carriers. Part D plans provide different levels of prescription coverage at different costs. The AFTRA Health Plan and Senior Citizen Health Program coordinate benefits with Medicare Part A and Part B. The Senior Citizen Program provides coverage secondary to Medicare. Since Medicare is primary, before the A
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