How long does COBRA last?
Employee and Termination of Employment 18 months Dependents Employee and Reduction of Hours 18 months Dependents Spouse and Employee entitled of Medicare 36 months Dependent Child Spouse and Divorce or Legal Separation 36 months Dependent Child Spouse and Death of Employee 36 months Dependent Child Dependent Child Loss of “Dependent Child” Status 36 months In certain circumstances, coverage may be extended due to Social Security Disability determination, please contact our eligibility department for more information.
COBRA is a federal law that allows an individual between jobs to continue to pay for health insurance coverage provided to him in his previous job, under certain conditions. Generally, it provides coverage for 18 months. The coverage can be extended up to 36 months under certain conditions, such as where coverage is terminated due to the employee’s death or divorce.
