How does the Named Insured and First Named Insured differ from an Additional Insured?
The named insured can be one person, partnership, corporation or any other entity with insurable interest and is shown on the declaration page of the policy. The First Named Insured on the declaration page of the policy usually acts as the legal party that handles any request, such as changes to the policy and cancellations. When an Additional Insured is added to a policy, coverage is being extended to that entity with respect to your activities as the insured. A relationship must be established between the Insured and the Additional Insured and does not eliminate the need for the Additional Insured to carry their own General Liability policy.
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