How does Merrill Lynch use the personal information collected from me?
We use personal information to operate our business in a prudent and efficient manner. This may include using it to evaluate financial needs; offer a broad range of products and services; deliver integrated financial services; process, service and maintain accounts and transactions; respond to inquiries and requests; fulfill our obligations to you; verify income, asset and obligation information; resolve disputes; prevent fraud; and perform risk control. Where permitted and appropriate, we may also use personal information for Merrill Lynch’s marketing and product research and/or development purposes. Additionally, we use personal information to comply with legal and regulatory requirements around the world, and in accordance with applicable laws, rules and regulations.