How does LibertySmart work?
• • LibertySmart uses LibertySmart’s proprietary Health Spending Planner to identify the employee expenses. • A reimbursement plan to pay for these out of pocket medical expenses. • The Optimizer program is used to evaluate all plans and need for consumer driven health care measures and then enhances the benefit plans to reach optimum utilization. • The Optimizer program ideally will shift as much of the insurance premium as possible to the employee so that the employee becomes aware of how much their medical expenses are costing. • The result is a savings of $20 or more per employee per month for the employer and an increase in spendable health care dollars for the employee.
