How Do You Quickly Fix Bad Credit?
Having a solid credit rating is important in the U.S. economy, but many people overuse credit, cannot keep up with the payments and end up with a bad credit score. While I do not advocate using credit as freely as most Americans do, it is nice to have a credit card for true emergencies. Even more importantly, having a great credit score is imperative for making large purchases, such as for a home, where good credit will help you get the best interest rate and bad credit can prevent you from getting anything at all. Step 1 Learn the basics of credit. There are three credit bureaus to know: Experian, TransUnion and Equifax. They each keep records of your credit behavior and give you a credit score. Step 2 Order credit reports from the three credit reporting agencies. The federal government says that each agency must provide you with a free copy of your credit report once a year. To obtain a credit report quickly, go to Annualcreditreport.com. Step 3 Print out each credit report and highl
