How can I avoid or delay reaching the coverage gap?
One strategy Security Health Plan suggests is to ask your physician or pharmacist if a generic or lower-priced brand name drug is available to treat your health condition. “When discussed with their provider or pharmacist, use of generics is an excellent way for consumers in general to save on prescription drug costs,” Johnson said. “For seniors studying Part D options, this becomes especially important as they may find some medications to be too costly once they are within the coverage gap. We strongly believe that everyone needs information and assistance in choosing lower-cost options to meet the health goals they have set with their physicians. In cases where a person may take multiple medications for chronic conditions, switching to lower-cost drugs may help that person avoid the coverage gap and potentially save hundreds of dollars,” Johnson said. While generics are less expensive than brand-name prescription medications, their full cost still counts toward the total limit covere
