How can having a pre-existing condition clause affect a health insurance plan?
A pre-existing condition is a medical condition that required treatment or treatment was recommended before the effective date of the insurance plan. A lot of plans will have a pre-existing condition clause, which will exclude coverage for pre-existing conditions for up to a year. What is considered a pre-existing condition and what the clause exclude can vary from plan to plan and company to company, so it is recommended that you consult the agent/ company you are dealing with to verify what conditions effect the plan.
Related Questions
- If my daughter has a chronic or pre-existing medical or mental health condition, should I buy the Student Health Insurance Plan?
- What defines a pre-existing condition and its coverage in an organizational or institutional group health insurance plan?
- How can having a pre-existing condition clause affect a health insurance plan?
