Does Cypress-Fairbanks ISD offer disability insurance?
Yes, it is an optional employee paid benefit available to all employees who work 15 or more hours a week. Unum Life Insurance Company of America has underwritten the disability insurance. The plan is guaranteed issue, meaning no health questions to answer, for those that enroll within 31 days of their initial hire date (subject to 12-month pre-existing condition exclusion). Disability due to pregnancy or complications of pregnancy is covered on the same basis as a sickness. Benefits may be purchased for up to 66% of your monthly earnings, to a maximum monthly benefit of $7,500. Late entrants, those applying for coverage after their 31 days of eligibility period (such as during the annual enrollment period), must complete a health questionnaire and be approved for the coverage by the insurance company.
