Can the AccelaPay Card be overdrawn?
Normally, you can only use up to the amount of pay available on the card. However, under certain circumstances, such as pay-at-the-pump gas dispensers or restaurants where you add a tip to the bill, you can overdraw the card. If the card is overdrawn, you will be subject to an over limit fee of $17.00. It is therefore important for you to track your balance carefully. Note: As a one-time courtesy, U.S. Bank will reverse this fee if you call U.S. Bank customer service to discuss how the card became overdrawn.
Normally, the transaction will reject if you try to pay more than the amount available on the card. Under certain circumstances, such as pay-at-the-pump gas dispensers or restaurants where you add a tip to the bill, you can overdraw the card. You can opt into the overdraft coverage. If you have the coverage, US Bank will honor the transaction, even if you do not have enough on the card to cover the transaction. If you opt into overdraft coverage and the card is overdrawn, you will be subject to an over limit fee of $17.00. It is therefore important for you to track your balance carefully.
