Can I use my Navy Federal Visa Gift card at merchants where a tip may be appropriate?
Yes. When using your Navy Federal Visa Gift card somewhere a tip may be appropriate (such as restaurants, bars, taxis, salons, barbershops, or health and beauty spas) your transaction may be authorized for an additional 20% above your total bill. The actual tip amount is your choice. Be sure that the balance on your card is sufficient to cover the cost of the bill plus the tip added. If not, the transaction will be declined.