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Can I combine my privacy notice with other consumer disclosures, such as those under the Truth in Lending Act (Regulation Z) or the Truth in Savings Act (Regulation DD)?

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Can I combine my privacy notice with other consumer disclosures, such as those under the Truth in Lending Act (Regulation Z) or the Truth in Savings Act (Regulation DD)?

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A. The Privacy Rule does not prohibit you from combining your privacy notices with other information. However, you still must comply with all applicable requirements, such as those governing form, content, and delivery of notices. For example, if you combine your privacy notice with a disclosure under Regulation Z or Regulation DD, each component of the combined notice/disclosure must comply with the “clear and conspicuous” requirements in the regulation governing that component. C.7. Q. I do not disclose any nonpublic personal information about my customers to any affiliates or nonaffiliated third parties, except under the conditions described in 313.14 and 313.15 (exceptions to notice and opt out requirements). What aspects of my privacy policies and practices must my notice address? A. In this case, you may use a simplified notice.

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