Are dependents covered?
No, the plan only covers the enrolled employee. • When should I file a claim? You should file a claim if you are disabled and know that you will not be able to work for a long period of time (6 months or longer). You should not wait until the 6-month elimination period has passed before you initiate an LTD claim as this will delay the payment of your LTD benefits and/or may prevent you from receiving LTD benefits. • Who do I call to file a claim? You should contact Susan Wong in the Benefits Division, DPA, 916-324-0533. • When will I receive the benefit payments? All claimants must complete a 6-month elimination period (and continue paying monthly LTD premiums during this period) before becoming eligible to receive benefits. • How long will I be able to receive benefit payments? The maximum benefit duration will be the greater of the duration shown below or the employee’s Social Security Normal Retirement Age (SSNRA).* Age on Date Disability Starts Maximum Benefit Duration Age 61 or yo
