Are all policies annual?Are all policies annual?
All policies are annual except for Event Insurance and Arts Fairs/Festivals Insurance, which are both short-term (these can go from one day up to 11 months). The reason our other policies are annual is because the rates are more cost effective for our members. A short-term policy might actually cost more than the annual policies we offer. Annual policies can also be easily renewed year after year. Having an annual policy tends to save time and money in the long run. And, you’ll always have it, so you don’t have to rush to get a short-term policy when you find out you need it the day before an event, etc.
