Would the daughter still be fully covered under the mothers plan through birth and postnatal period?
wcpage, this coverage will be dependent on the language of your policy, as well as any applicable regulation in your state. Anyone in this situation would want to familiarize themselves with those details immediately. Often in situations like these, it is the dependent status of the child that governs coverage, not their academic status. If her parents are able to claim her on your tax returns as a dependent, they will likely be OK. But depending on the policy, it might be prudent to have the daughter (for example) apply for an academic deferral, rather than simply drop out or withdraw–assuming that her intention is that she will resume her studies at some point.