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Would Railroad Retirement Disability benefits offset Supplemental Disability insurance provided by the railroad?

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Would Railroad Retirement Disability benefits offset Supplemental Disability insurance provided by the railroad?

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No. You can still qualify for disability benefits if you are totally disabled for any work and ineligible for an occupational disability. Disability benefits are calculated the same way as retirement benefits so there is no change when you become 60 or 65. Supplemental Sickness benefits paid by a railroad or insurance company do not affect Railroad Retirement Disability benefits or Sickness Benefits paid under the Railroad Unemployment Insurance Program.

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