Would AHP legislation hinder the efforts of state insurance commissioners to stop insurance fraud?
No. AHP legislation would enhance efforts to prevent fraud and abuse by clarifying the definition of a legitimate Association Health Plan. AHP legislation also grants the states and the U.S. Department of Labor greater enforcement tools, including criminal sanctions that can be used to shut down bogus plans. The DOL Inspector General has testified before Congress that these changes in law would enhance federal and state efforts to prevent and prosecute insurance fraud.