Would a public plan kill employer coverage?
The majority of Americans are insured through their employers’ plans. Several reform proposals under consideration would impose a “pay or play” requirement on many businesses. Translation: A company that didn’t provide insurance for its employees would have to pay money to subsidize its workers’ purchase of health insurance on the national insurance exchange. Opponents of a public plan say it would sound the death knell for the employer-sponsored system. “A government-run plan would dismantle employer-based coverage, significantly increase costs for those who remain in private coverage, and add additional liabilities to the federal budget,” AHIP and BlueCross wrote to Kennedy. Obama says repeatedly that if you like the plan you have, you would be able to keep it. “What I’m saying is the government is not going to make you change plans under health reform,” he said on Tuesday. That doesn’t mean, however, that some employers might not opt to drop the coverage they offer and instead opt t
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