Within what time period does the Qualified Beneficiary have the option of electing COBRA?
A qualified beneficiary may elect COBRA coverage at any time within 60 days after the date plan coverage terminates, or, if later 60 days after the date of the notice to the qualified beneficiary from the plan administrator. The 60-day period permits a qualified beneficiary to “adopt a wait-and-see approach to continued coverage, and then elect if and when medical care is required during the election period. If the plan administrator has not sent the notice of qualifying event, the election period remains open. The 60 day period is a minimum.
Related Questions
- May a Qualified Beneficiary add a person as a dependent as a result of marriage or birth while covered under COBRA continuation coverage?
- Does the employer have to allow a qualified beneficiary to use the health plan before electing COBRA?
- Within what time period does the Qualified Beneficiary have the option of electing COBRA?
