Will travel insurance cover reluctant travellers?
“Disinclination to travel” – in other words, you are so concerned about the situation that you’d prefer not to travel – almost certainly won’t be covered. Most travel insurers will not cover you for acts of terrorism, and it is likely this stance will extend to delays, missed flights or cancellations caused by the threat of terrorism, according to the website moneysupermarket.com. However, most Norwich Union policies do not have a terrorism exclusion, while Direct Line indicated it would pay out for delays of more than 12 hours. Check your policy’s small print.
