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Will the resultings hurricane losses be claimed under wind damage or under flood damage, or will both be considered by claims departments?”

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Will the resultings hurricane losses be claimed under wind damage or under flood damage, or will both be considered by claims departments?”

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Undoubtedly both will be considered, depending on the actual nature of the damage. You might have windstorm damage to roofs, shingles, siding, windows, etc., along with interior water damage from the wind-driven rain. Damage to the lower level might be predominantly due to flooding.

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