Will the insurance company continue to pay benefits on any illness or injury that happens while I am covered under the short term health insurance plan even after my coverage expires?
This is a good question and not one that too many people consider asking. The answer: it depends on the short term health insurance plan that you purchase, but typically the answer is no. Once your insurance coverage expires, so does your eligibility to receive further benefits or claims from the insurance company. Some plans provide what they call extended hospital benefits in which they will continue to pay for your hospital stay if you are hospitalized on or before the day that your policy expires. However, once you leave the hospital your benefits will cease. Other short term health insurance plans may offer extended benefits for other injuries or illnesses that occurred while covered under the temporary plan. Always review the extended benefits clause of a short term health plan in detail prior to choosing which plan to purchase.
Related Questions
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