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Will homeowners cover a leak from the roof that lets water into the bedroom and damages the ceiling?

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Will homeowners cover a leak from the roof that lets water into the bedroom and damages the ceiling?

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If it is your house, probably not. The leak and consequent damage would be your penalty for not maintaing your roof. If your house is less than a year or two old, you may be covered by your builder’s warranty. If you live in a townhouse or condo, you may be covered by the association’s insurance.

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