Why wouldn I just stay invested in fixed income products? Don’t they provide the lowest risk?
Yes, FDIC insured deposits offer less risk. I would take issue with money market accounts since they are not insured and they represent debt with no guarantee of payback. The problem with these types of investments is they provide no real return. Only the DRS can offer superior risk-adjusted returns. Bonds may or may not be insured but your return of capital is far from certain.
