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Why would I want both Debit/ATM Card Overdraft Service and the Overdraft Protection Transfer Service?

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Why would I want both Debit/ATM Card Overdraft Service and the Overdraft Protection Transfer Service?

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If you do not have sufficient money in your savings account or you have exceeded your line of credit, your debit card or ATM transactions could still be denied. By adding the Debit/ATM Card Overdraft Service, you might have an additional cushion to help protect you in emergency situations. Please note that we have discretion to deny the transaction.

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