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Why would I cough up $325 when my fine is less then that?

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Why would I cough up $325 when my fine is less then that?

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The FINE may be a hundred dollars, but that is not the complete cost of being convicted. Your insurance rates will be affected for perhaps five years for up to $1000 or $1500. As few as two convictions in three years can qualify you as a High Risk candidate, where the rates start at $5000 per year!

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