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Why would borrowers pay the rate of interest that Guardant Investments require?

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Why would borrowers pay the rate of interest that Guardant Investments require?

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A. Guardant Investments offers terms for loans that are not available in the traditional mortgage market. The borrower may have poor credit, recent mortgage late payments, past bankruptcy, recent notice of default, is a foreign national, have a non conforming or mixed use property or other property considerations, is unable to provide traditional income verification but generally needs money and is unable to obtain conventional financing.

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