Why won insurance companies insure a home with certain types of dogs?
A growing number of homeowner policies are denying or failing to renew policies because of a type of dog the family owns. Some insurers have prohibited homeowners from having dangerous dogs for years, but this trend has become more common in the last five years. In response to a growing number of dog bite claims, some companies have developed lists of breeds that they restrict from coverage because of the potential dog bite attacks. In a federal study looking at cases from 1979 through 1996, more than half of all dog attack fatalities in identifiable breeds were pit bulls and rottweilers, with more than 25 different breeds responsible for killing people.
