Why use Principal Trust Company?
Investment options – Unlike other retirement programs, investments for the Principal Trust Company Individual 401(k) are not limited to mutual funds. Because our Individual 401(k) is fully self-directed, the investor can select from the investments available in the brokerage account – stocks, bonds, and mutual funds. Full service – Our standard services include: • IRS approved prototype document • Trustee services • Easy-to-complete adoption agreement • Recordkeeping of contributions, distributions, and loan payments • Compliance services provided annually: • IRS Form 5500 EZ preparation • Testing of 402(g) deferrals and 415 contribution limits • IRS Form 1099-R for distributions • Required Minimum Distribution (RMD) calculations Customer Support is available toll-free at 1.800.209.9010, Monday through Friday 8:00 AM to 5:30 PM (Eastern time). Also available is a plan sponsor administration manual (PDF: 681 KB) for answering any questions you may have. Easy to Get Started – To open an
