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Why use a mortgage broker instead of a bank or conventional lender?

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Why use a mortgage broker instead of a bank or conventional lender?

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A. When you seek a mortgage through a bank or mortgage company, your contact is limited to the company’s loans, lending programs and must adhere strictly to the company’s lending guidelines. A professional F&M Mortgage Group broker is not limited and knows the full range of lending programs at multiple lending institutions ranging from traditional mortgage companies, trust companies, and chartered banks to insurance companies, corporate and private pension funds. Your F&M Mortgage Group consultant can explore a variety of loan programs, lending guidelines and interest rates to fit your financial circumstances and mortgage needs. Because our independent mortgage brokers aren’t affiliated with any one company, they represent you and will work to get you the best loan and optimal possible rate. In fact, many F&M Mortgage Group borrowers benefit from our relationships with private lenders, who provide creative mortgages only through independent brokers.

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When you seek a mortgage through a bank or mortgage company, your contact is limited to the company’s loans, lending programs and must adhere strictly to the company’s lending guidelines. A professional Progressive Home Loans broker isn’t limited. The broker will know the full range of lending programs at multiple lending institutions ranging from traditional mortgage companies, wholesale lenders, government loans and sub-prime lenders.

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When you seek a mortgage through a bank or mortgage company, your contact is limited to the company’s loans, lending programs and must adhere strictly to the company’s lending guidelines. A professional MortgageEase broker isn’t limited. The broker will know the full range of lending programs at multiple lending institutions ranging from traditional mortgage companies, trust companies, and chartered banks to insurance companies, corporate and private pension funds. Your MortgageEase consultant will shop around for the loan program, lending guidelines and interest rate that best fits your financial circumstances and mortgage needs. Since our independent mortgage brokers aren’t affiliated with any one company, the broker represents you and will work to get you the best loan and best rate possible. In fact, many MortgageEase borrowers benefit from our relationships with private lenders, who provide creative mortgages only through independent brokers.

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